Product List

Equipment Amount:
(Minimum amount is $2000)

Monthly Payment Schedule
Equipment Amount:		Rate for this amount: %
End of Term Option: $ 1.00

24 months	36 months	48 months	60 months
%	%	%	%

Note: Rate Factors, Rates and Payment Amounts may not be available to new businesses and are subject to credit approval.

This quoter is only a tool to help approximate a monthly lease payment and is non-binding. All financing, rates, and terms subject to satisfactory credit review and approval at the discretion of IDSC Holdings, Inc. & Snap-on Credit. The amount to finance may change based on actual costs of equipment and fees, such as installation, taxes, and UCC filing fees, which vary by state and may be extra. Rates used to calculate payments, taxes, and costs of financing, such as costs to file UCC financing statements, vary by state, and any such items may change without notice. First & last payments typically due at lease signing. Standard lease terms and conditions apply. In the event of default under the lease, the terms of the lease will apply and finance charges and late charges of up to 12 % of each lease payment may be due if allowed by law.

Use the following formula to figure your Return of Investment (ROI) for A/C Equipment

Revenues
Number of times equipment will be used per month
Dollars charged per use $

Expenses
Number of labor hours
The technician's wage per hour $
Cost of supplies consumed $
Other costs $
Monthly cost of equipment (Lease cost or purchase price divided by 36) * $

Gross monthly profit
Monthly net profit

* Based upon a 3 year period

Use the following formula to figure your Return of Investment (ROI) for Four Wheel Alignment Equipment

Number of four wheel alignment jobs per month:
Amount of revenue from a four wheel alignment job $
Number of two wheel alignment jobs per month
Amount of revenue from a two wheel alignment job $
Average amount of gross parts profit per job $
Monthly lease cost or loan payment for equipment $
Cost of the Equipment $

Monthly gross profit from equipment purchase
Annual gross profit from equipment
Return on equipment investment ratio:*



*The higher the number, the more profitable the equipment. An answer of 1 means that you'll get a 100% return on the equipment over five years. A 100% return over the life of the equipment is the minimum return you should expect on your investment. A return 2 (200%) to 5 (500%) should be your target. An answer less then 1 (e.g., .50) means that you need to sell more jobs or increase the price of the service in order to generate an adequte return on the equipment investment.